I was in a car wreck in Murfreesboro – what if the other driver is at fault and has no insurance?

If you have uninsured motorist coverage, then your insurance company will cover it as if it was the guilty driver’s insurance company. The insurance company only has to pay amounts up to the policy limits you purchased.

My car isn’t driveable after being in a collision in Brentwood, Will my policy pay for a rental car?

Typically, car rental fees are paid for the period between the accident and repair, or until such time as the vehicle is appraised as a total loss. Once the insurance company makes an offer on a vehicle that has been totaled, they will cutoff reimbursement for any rental. Insurance adjusters will usually offer to pay only the least expensive rates available for rental.

I was involved in a 3 car crash on I-40 if my car is totaled, will my insurance coverage pay off my car note?

Not necessarily, the coverage will be for the actual cash value of the car, not the amount you owe. The actual cash value refers to the cost of replacing your damaged vehicle with one similar in condition and mileage.  Certain conditions of the car like previous damage, tired wear, and mileage are all considered when determining the cash value. If your car has been financed, the actual value may be much less than the money owed.

If you or anyone you know has been killed or suffered a personal injury in Tennessee, please contact Nashville personal injury attorney Phillip Miller and the Tennessee personal injury attorneys at Phillip Miller and Associates at (615) 356-2000, or contact our office online here.

One last thing: If you are hurt and have any questions at all, contact our office at (615) 356-2000. Don’t delay. Cases involving personal injury or death in Tennessee must be acted on quickly. Time is running. Call for an appointment, if it’s bad enough that you need to read this far into a website blog, it’s bad enough to get an attorney involved.

Phillip Miller is a Tennessee Accident Attorney specializing in
Tennessee Auto Accidents, Tennessee Truck Accidents, Tennessee Wrongful Death, and Tennessee Motorcycle Accident cases.

Phillip has an AVVO rating of 10.0 (Superb), has been designated as a “Superlawyer”, and is the President Elect of the Tennessee Association for Justice.

Click Here to Contact Phillip