When your insurance company pays you for a loss caused by another driver may recover the full amount of their payments made from that other party. If the insurance company pays you, you will be required to cooperate with them as they sue the other party. You will have to repay your insurance company any amounts they have paid you if your claim is successful.

Will use of my car in a car pool be covered?

As long as the car pool is not intended as a business operated for profit, insurance protection is not affected.  If you use your car in a typical share-the-ride pool where everyone takes turns driving, or if one person drives all the time and only collects for expenses from the passengers, his or her policy provides regular coverage.  However, car-pooling results in an increased number of passengers in the car, so you should consider increasing your liability limits.

What happens if I’m in an automobile accident and don’t have any insurance?

Tennessee does not require that drivers have insurance, but does require that they be financially responsible for any accidents in which they are at fault.   If a driver without insurance is at fault, that driver must post a bond to protect the injured party or have his driver’s license revoked.   The process of revoking a driver’s license is involved, but anyone can call the Tennessee Department of Safety, Financial Responsibility Section for more information (615/741-5668).

If you or anyone you know has been killed or suffered a personal injury in Tennessee,  contact Nashville personal injury attorney Phillip Miller and the Tennessee personal injury attorneys at Phillip Miller and Associates at (615) 356-2000, or contact our office online here.

One last thing: If you have a question about your coverage, don’t rely on a blog like this, or any other internet site for an answer to a legal question. Every situation is different and this information may not accurately reflect your best choices.

It took two weeks for the man to turn himself in, and was charged with vehicular homicide by recklessness and leaving the scene of a deadly accident. He also had charges of intoxication, and DUI on his previous record. The families not only have to grieve the loss of a loved one, but also now, after sentencing, have to live with the fact that the driver will only face 2 years in jail. Officials say that the young lady was walking in the street, when her family knows that wasn’t the case.

The sentences for drivers that face charges of vehicular homicide should be the same as any other homicide. The carelessness of one man cost the life of a young lady, and caused countless grief for families. Our condolences go out to her broken family. To learn more about hit and run accidents, please visit this site.

1-800-377-HURT (4878)

www.seriousinjury.com

On I-40 near White Bridge Rd, last Wednesday the 12^th of January, a Nashville Tennessee man seemed to have suffered from a medical condition, and died while driving. No one else was injured in the single vehicle car accident, and there is no word on what caused the man to die driving.

Our sympathies go out to the family of this man. I am sure they wish they could have been with him in his final moments.

It’s an unfortunate fact that Tennessee drivers suffer from heat attacks, and strokes all the time while behind the wheel. Sometimes (like this) it’s an unavoidable tragedy and no one else is involved. Other times, others are needlessly injured because a driver has ignored doctor’s directions or not followed the directions that come with their prescription medication. Anytime someone gets behind the wheel on a Tennessee road, their responsibilities include not doing harm to others. Selfishly ignoring a medical condition and putting others at risk for your own convenience is inexcusable.

Ask your friends, family and friends for help when you are at risk and/or your meds are making driving difficult. They want to help.

Please go here to learn more about safety tips. And please visit this site to read more about car accidents in Tennessee.

1-800-377-HURT (4878)

www.seriousinjury.com

1-800-377-HURT (4878)

www.seriousinjury.com

Does it make any difference? Most drunk drivers have serious, untreated problems that push them to drink, and in our society using a car is critical to living a normal life. Drunk drivers are a seemingly inevitable consequence of living in a (relatively) free society.

What should we do?  One thing we do is sue the drunk driver to take away their means of transportation.  It’s a good way to intervene.  Every see full grown men riding bikes in street clothes and looking slightly uncomfortable about it?  At least some of those are people who have had 1 or more DUI convictions.

Fortunately, MADD through the Tennessee State legislature passed a law requiring an ignition interlock device whenever someone has a blood alcohol level about .15%, has a minor in the car, or was involved in a collision.  A copy of the kind of order a drunk driver might get can be seen here.

If you or anyone you know has been injured or killed in a Tennessee car accident, please contact Nashville injury attorney Phillip Miller and the Nashville  personal injury attorneys at Phillip Miller and Associates at (615) 356-2000, or contact our office online here.

One last thing: If you are hurt and have any questions at all, contact our office at (615) 356-2000. Don’t delay. Cases involving personal injury or death in Tennessee must be acted on quickly. Time is running. Call for an appointment, if it’s bad enough that you need to read this far into a website blog, it’s bad enough to get an attorney involved.

Our condolences go out to this man’s family, this tragedy seems totally without reason.
Why did this accident even happen? Why did the Chevy Blazer cross the center line?Blood tests are being performed to know if the driver of either car was impaired. Were there other distractions involved?  Going to work on Monday morning, on a two lane road in Davidson County ought to be safe enough, but is it?

Dozens of people are involved in car accidents in Tennessee daily due to driver distractions and speeding. You can click here to read more about them.

Please click here to learn about what you can do to avoid accidents.

If you or anyone you know has been injured or killed in a Nashville  car accident, please contact Nashville personal injury attorney Phillip Miller and the Tennessee personal injury attorneys at Phillip Miller and Associates at (615) 356-2000, or contact our office online here.

1-800-377-HURT (4878)

www.seriousinjury.com

In this Nashville truck accident case, a 57-year-old man was walking in the left lane of the road when he was struck and killed by an oncoming truck.

We don’t know much about the driver or deceased pedestrian at this point, but it’s obvious that the truck driver didn’t see the pedestrian until it was too late to avoid the accident.  Did the pedestrian expect the truck to move over slightly? Was the pedestrian impaired?  We tend to blame the victim in our society, and perhaps the dead person here has some responsibility, but do they bear total responsibility?

Our sympathy to both families. Losing a loved one is hard to describe, and being responsible (even a little ) for the death of another is difficult pill to swallow. No one wins here,  but we all lose unless we can find a way to see that this doesn’t happen again.

Reports show that drivers whom are slightly distracted are 50% more likely to cause a fatal accident.

Could it have been that no matter what this Tennessee pedestrian was doing, that this Nashville driver just wasn’t paying enough attention?
Please click here to learn more about fatal accidents in Tennessee.

1-800-377-HURT (4878)

www.seriousinjury.com

On October 30^th, a Clarksville car accident occurred when a driver lost control of his car after trying to avoid a red truck that was veering into his lane.
While the red truck went on, the other driver skidded into a parking lot, crashing into two parked cars.

The impact was substantial; the driver was partially thrown from his truck causing serious injury. The driver was transported to Vanderbilt hospital. Clarksville Officials are still looking for the red truck that caused the accident.

Tennessee drivers who are involved in a collision should never leave the scene until an officer has gotten their information and any injured drivers or passengers are cared for. The Tennessee Department of Safety frequently addresses their concerns with drivers leaving the scene of an accident. http://public.findlaw.com/traffic-ticket-violation-law/traffic-ticket-a-z/hit-and-run.html

Please go here to see more on car accidents in Tennessee.

1-800-377-HURT (4878)

www.seriousinjury.com

Ellington Parkway is a limited access, 4 lane divided highway with a grass median. Most of its path through Davidson County is through residential areas. The kind of places where someone might be taking a short cut and Ellington Parkway is the shortest path.

There is often a tendency to blame the victim in cases, especially pedestrian cases. The fact is that most of us are more likely to be drivers than pedestrians and we don’t give it a lot of thought. Do we think this pedestrian was suicidal? On drugs or alcohol? Those things are possible, but the real question is “Could this accident been avoided?”  Being on drugs or alcohol doesn’t entitle someone to irresponsibly run you down like a wild animal.

Pedestrian accidents in Tennessee occur everyday due to poor lighting, not enough cross walks, and drivers carelessly not paying enough attention. At the same time, the cost of buying, insuring and maintaining a car puts more and more people “a foot”. We have lots of things that need to be done to make this a better and safer community for everyone in Nashville – dealing with public transit is one of them.

To learn more about Tennessee accidents, please click here, and to see more about accidents involving pedestrians, see here.

1-800-377-HURT (4878)

www.seriousinjury.com

The Tennessee Department of Safety is including the woman’s unborn baby as a victim in the case. The driver of the big rig escaped injury even after the cab of his truck caught fire, but all of the people in the car that was hit, were killed.
Our condolences to the family and loved ones for this terrible tragedy.

The facts we have are scant – and certainly trucks are entitled to be on the roadway, but what happened here?  Truck drivers are supposed to be professional drivers, and they are legally required to limit their driving time so they can be alert. That’s a rule that is often violated. Was that rule violated here? Was the car not visible from any of the truck’s mirrors? Did the driver look?
It can be scary out there. If you are around large trucks, don’t assume they are paying attention (as they should be) or using their mirrors (as they should be).

To learn more about transfer truck accidents, please click here.

1-800-377-HURT (4878)

www.seriousinjury.com